That is the response of many Canadians when they first learn how much they are paying in mutual fund fees. How much free time do you have at the end of the day to monitor your investments, research new investments, rebalance, read market updates and other reports to know what is going on in the economy and financial markets? Most people just don’t have the time or the inclination to manage their own investments. Wouldn’t you rather have a professional with decades of experience managing your investments for a low fee?